Government Programs
FLPP — Fasilitas Likuiditas Pembiayaan Perumahan
A government-subsidized mortgage liquidity facility that lowers monthly payments for eligible first-time homebuyers.
Eligibility
Indonesian citizens, first-time homeowners, maximum household income thresholds set by the Ministry of Public Works and Housing, no prior home-ownership financing.
Application process
Apply through a partner bank with proof of income, ID, and marriage certificate (if applicable). Donelley Indonesia's sales agents can guide document preparation before submission.
FAQ
Can I apply if I already own land?
Eligibility depends on whether you currently own a habitable residential unit — land alone does not disqualify you. Check with a partner bank for your specific case.
How long does approval take?
Typically 2–6 weeks depending on the partner bank and document completeness.